What type of life insurance is best for you? That depends on so many factors; How long do you want the policy to last, how much do you want to pay, and do you want to use the policy as an investment vehicle?

Car Accident, Complicated pregnancy, Cancer, Stroke, Back Injury. What will happen to your income if you become disabled? Nearly 50% of all individuals 35 or younger will be disabled for 90 days or longer prior to age 65. Approximately 30% of all people age 35 - 65 will suffer a disability for at least 90 days, and about 1 in 7 can expect to become disabled for 5 years or more.

It won't happen to me, don't we all say that? but chances are you’ll need some help taking care of yourself later in life. The big question is: How will you pay for it?